Want to know how to invest my salary savings?

25 (M) here with 85k in hand per month. Right now I invest equally in Nippon Small Cap and Aditya Birla Sun Multi Cap at 10k each and 10k a month on Kotak RD as a emergency fund.

My emergency kitty is around 1.2L now with another 2.5L in Bank FD .

Each month I have close to 25k as savings even after all these investments + expenses to spare which is simply lying in my salary account. Wanted advise on where to invest this extra amount? I do not have any immediate expenses to think of and wanted some liquidity in the investments regardless. I find it too consuming to pick stocks or do any sort of investment analysis myself and hence asking here - I'm happy if the returns are close to 12% in long term average