What's my camera doing? When I take a photo it looks good and then the phone creates a total mess (see image one and two as comparison)

As the title suggests, I hate the over processed photos my phone makes... The editing it does looks horrendous and turns it into one big mess. The walls here should be totally clean as they are in real life.

You can see a screenshot I took before the phone started processing it ( it shows for a few seconds)

Unfortunate there's really no way to avoid the phone doing this except going into master mode. But then you'd have blown out highlights or to dark shadows. In the normal camera mode it makes an HDR which could work.

My old Samsung S21U did a way better job merging an HDR image and everything stays clean. Any idea if this will get better with updates?

Also I'm not a fan of the AI when going past a certain point in the zoom. I don't have an option turning it off either.

I'm curious what your experiences are with the phone and it's camera's