So me and a friend just started playing.[Long winded story/rant]

Me and a friend just started playing the day before the shadow raids stopped going said if that was yesterday or the day before, but it was starting to become my new addiction game like I mean it's the only game I've been playing and I spend most of my time at "home" due to some unforseen life events, but after this past interaction I just need to know is it rare for people on do unsavory stuff on this game or have i just had great luck and haven't run into AH players that do this yet.

So however long we've been playing(as said before it's less than a week but unsure how long really) we have run raids with other players, gone fishing, done those gold caves where you have to find a key chest(sorry forgot what those are called), and even killed a couple Megalodons. We have yet to experience his untill a couple hours ago where someone waits untill we are done doing what we are doing and comes with a larger crew and ship kills us and sinks our ship right by the outpost and proceed sell all of the stuff we just spent 20 or 30 minutes fighting a Megalodon(it was the fire one)to get.Like we went to the outpost to sell all of our stuff from previous fishing quests, no ships were around but we did see the Megalodon right off the coast of the port so we sold everything just in case we sunk from it and went with our measly two man crew and bested the beast. As we were celebrating not sinking however we noticed a name that didn't quite belong sadly we noticed a bit too late because he two gunned my friend then proceeded to light our ship on fire, even with two bone caller bombs there was nothing I could do as what was left of his three man crew drove up and proceeded to put holes in our ship and sink us. The thing that upsets me the most about this is 1/ They waited till we were finished fighting the brute to swoop in and steal our rewards and glory. and 2/ when they sunk our ship it didn't just put us at a nearby island(like it usually does)so we could at least have some sort of chance of getting our rewards back it put us halfway across the map with our ship so there was no chance they didn't ride right over to the outpost we were right by and sell everything before we would even be a tenth of the way there.

Like yeah it's a game about pirates sink and steal we've fought off plenty of people before this after getting some loot and sometimes we won and sometimes we didn't but it just hit different because of how it was done. Like we were caught with our pants down after falling down in lube and sliding right into a pillory. There was no defensive option and they took the opportunity to majorly screw us over because it seemed as though that's the only way they could have gotten what they got.

So after all of this I just mostly want to know is this common place for this game or is it just as rare as finding the dubloon skeletons multiple times in one fort raid? Like yeah I won't quit because the game is more to me than just loot which is why I got hooked so quickly but this experience definitely put a bad taste in my mouth.